TakeBack Loans
Add to Any Loan
Your borrowers manage their Take-backs right in online banking.
Add to any loan
Adding Take-Backs to your existing loans is quick and easy for your borrowers using single sign-on. No extra usernames or passwords to get logged in.
Get Clarity On Your Loan
Borrowers get access to the Take-Back dashboard where they can manage their loan. They can see the full life of the loan, adjust autopay, make a one-time payment, and importantly they can perform a Take-Back.
Take-Back Money
Easy. Borrowers can withdraw from their Take-Back balance at the push of a button. No penalties, no fees, no extra approvals needed. A borrower can transfer money back into their checking account with ease. By self-servicing, borrowers create their own great experience.
People Love Take-Backs
When borrowers Take-Back their money, you give them the flexibility to use that money for what matter most. Based on what we’ve seen, 25% of Take-Backs are used for planned events, holidays, large purchases, etc. 12% are used for unexpected life events and money management. These borrowers remember that it was your FI that helped them when they needed it.
Marketing for the Full Life of the Loan
Most loan campaigns stop once the loan closes; Take‑Backs are different. Our marketing approach is designed around the full borrower journey: helping them understand the benefit at application, reinforcing it after funding, and nudging healthy habits over the life of the loan. Kasasa provides ready‑to‑use campaigns, emails, and push notification that consistently remind borrowers how and when to use Take‑Backs, turning a one‑time promotion into an ongoing relationship driver.
User Experience Optimization
Kasasa has applied years of research into how people think about debt, trade-offs, and emergencies tothe Take-Back experience. Through interviews, prototypes, and testing have revealed what makes borrowers feel in control of their debt — clear language, easy actions, and simple visuals that illustrate the benefits. The Take-Back dashboard encourages borrowers to pay ahead when possible, turn on autopay, and use Take-Backs when costs come up.
Continuous Improvement
Kasasa uses this data to refine the product experience, update best practice playbooks, and share insights with partners. Every improvement we make flows into your Take-Back program.